As winter draws in, it’s crucial for insurers and claims professionals to be acutely aware of the increased risks of caravan thefts and other related incidents. The colder months often see a spike in such activities, making it essential for caravan owners to take extra precautions to safeguard their valuable assets. Our specialist Caravan third-party administration team have some advice to help keep your caravan and motorhomes safe until the warmer weather arrives.
Enhanced Security Measures
The importance of reviewing security devices and storage locations cannot be overstated. It’s not just about finding a cost-effective or convenient spot; the focus should be on how well these measures can protect against theft and natural hazards like flooding and high winds. Adding unique identifiers to your caravan, such as distinctive stickers or etched postcodes in hidden areas, can significantly aid in its recovery after theft.
Invest Wisely in Security Devices
When it comes to security devices, it’s not a matter of simply choosing the cheapest or the most expensive option. It’s about investing in the best quality you can afford. Thieves are often creative and persistent, so never underestimate their ability to breach substandard security measures.
CRIS Registration is Key
Ensuring your caravan is correctly registered with the Caravan Registration and Identification Scheme (CRIS) is vital. This registration aids in the recovery process post-theft. It’s important to ensure that all identifying numbers on your caravan and documentation are consistent and to never store these documents inside the caravan itself.
Mitigate Theft During Winter
Winter also sees an uptick in theft of parts and contents from caravans. To deter thieves, avoid storing valuable or saleable items in your caravan, especially during storage or servicing periods. Evaluating the safety of your storage location is also crucial.
Protecting Soft Furnishings and Awnings
Soft furnishings are prone to damage from the environment and can be attractive targets for thieves. If possible, remove these items when the caravan is not in use. Similarly, awnings should not be left up longer than necessary to avoid storm damage and theft.
Preventing Water Ingress and Storm Damage
Regular servicing and damp checks are essential to prevent water ingress, a common issue that is not typically covered by insurance policies. Using a quality caravan cover can provide added protection. Additionally, consider the risks of storm and flood damage when choosing a storage location, avoiding areas prone to such natural occurrences.
Policy Review and Preparation for Winter Breaks
Lastly, it’s imperative to regularly review your caravan insurance policy, ensuring it aligns with your current needs and offers adequate coverage, especially given the rising costs of caravans. When planning a winter break, remember to take a copy of your policy details and ensure your caravan is fully serviced and prepared for the journey. Understanding what to do in an emergency and having the right coverage is crucial for a stress-free trip.
A problem with thefts in the caravan world is that they are often not noticed until the touring season starts again as it’s a sad fact that some storage facilities have poor oversight and/or poor record keeping so it’s the owners themselves that discover a loss. Safeguarding your caravan during the winter months requires a combination of smart security investments, regular maintenance, and a thorough understanding of your insurance coverage. By taking these steps, you can significantly reduce the risk of theft and damage, ensuring peace of mind throughout the colder season.
Find our more about how we can help policyholders and insurers with caravan thefts here